Preferred Property Program^® offers Umbrella Quotes with various limits and terms that are hard to beat. Quotes are usually approved overnight or sooner through JGS Insurance. We also offer boiler and machinery, equipment breakdown coverage for Habitational Associations. These are insurance Programs that are designed for Condominiums, Cooperatives, Homeowners Associations, Planned Unit Developments, COA's; HOA's; Pud's; Co-Ops and Timeshare Associations* Preferred Property is a Program Administrator together with JGS specializing in Community Association Insurance; for the following companies and Programs:

XL Insurance Group- Greenwich Insurance Company -This is our NEW High Limit Umbrella Program utilizing our Risk Purchasing Group. - Limits available are $5,000,000, $10,000,000, $15,000,000, and $25,000,000 from Greenwich Insurance Company. For Condo's, Co-Op's, PUD's, Apartments, Lessors Risk as well as Master Associations. This program is Available for High Rises to 35 stories (Higher Buildings may be eligible on referral). Please see the highlights of coverage available here.

Chubb Group of Insurance Companies - This is our Low Limit Umbrella Program available through JGS - Limits available is from One Million to Five Million, or anywhere in between. Underlying requirements for this program is A-VI, NEW as of 04/01/2011, a $1,000,000 underlying D&O limit is now acceptable. All other limits (General Liability, Auto Liability) are also at a $1,000,000 underlying limit. Community Associations, Condominiums, Co-Operative Apartments, COA's, PUD's, HOA's, and Master Associations will qualify for this product.

We also offer a $25,000,000 excess of $25,000,000 Chubb policy. The Chubb excess policy excludes follow form EPLI, but follows form for the other underlying coverages.

CNA Insurance Companies - Our Equipment Breakdown, Boiler and Machinery Program - Binding authority granted for this program is up to $50,000,000 in property values, We offer a combined Property Damage, Business Income and extra expense with a limit of $5,000,000. We can offer optional increased combined limits of $10,000,000, $15,000,000, $20,000,000, and up to $50,000,000. Various deductibles are available. Community Associations, Condominiums, Co-Operative Apartments, PUD's, HOA's, Hotels/Motels, Garden Style Apartments and Master Associations will qualify for this product. This product is available through JGS. Also available for Hotel and Motel exposures.

XL Insurance Group-Greenwich Insurance Company EIL - This is our Environmental Product from Greenwich Insurance Company. Limits available are $250,000, $500,000, and $1,000,000 with a $5,000 Self Insured Retention. Due to our utilization of our Risk Purchasing Group for this coverage there are no minimum premiums. We have seen quotes as low as $500.00 for a $1,000,000 limit on a typical 75 unit condominium association and apartment complexes. HOA'S are even more competitive than this.

Protect your Habitational accounts from sudden, unknown or historical pollution conditions.

Coverage Afforded:

• First and third-party coverage for pollution conditions
• Cleanup expenses
• Legal defense expenses incurred in the investigation, adjustment, settlement and defense of a claim.

*Timeshare Associations are not eligible for XL Insurance Umbrella product

Use the navigation bar above to find more about our community associations insurance programs, get condominium umbrella and/or equipment breakdown/boiler quotes, or click here to find out more about us!