As our distribution source of choice, we will not market our products direct to your insureds. If approached by an insured we will refer them to our member brokers/agents. We will be happy to provide you with quote indications, without having to be an appointed agent. However, once you desire to bind your first account, we will need a completed broker agreement. Along with the agreement, we will need a copy of your license & Errors and Omissions Certificate in the minimal amount of $1,000.000. Quoting Procedures We will be happy to provide you with a phone indication when time is in short supply (as usual). Please be advised that this is an indication only, subject to the verbal information you have given us. In order to receive a firm written quote we will need the following: Our Completed application 3-5 year hard copy loss runs (Sorry that's all we need) Upon receipt of the above we will log you into our system, clear your account and then send you your premium quotation in writing. For faster turn-around time, you may fill out an online application and submit it to us. Then just fax over the loss runs over and we'll be ready to go! You may also download an app, then fax or email it to our attention. Quotes are valid for 30 days, you may "clear an account" for no longer than 90 days. The Important Stuff - How Do I Bind? When you are ready to bind, fax, email, overnight us (or hand deliver if you so desire) a copy of our quote to you, with the limit desired clearly circled on the form, along with a copy of a signed membership agreement. Then place a check in an envelope and get it to us within 10 days. Binders can only come from JGS, and ONLY JGS can bind coverage. We will deliver you a ten-day binder upon receipt of a request to bind (Subject to review by the underwriting department to verify no changes in risk since quoting). That's it you are bound (with receipt of binder & invoice). Upon receipt of the check, we will issue another 10-day binder if the policy hasn't been received yet (if it has we'll get it in the mail the same day). Renewal Procedures Need a renewal? That's easy too. Assuming you have completed our renewal questionnaire, (which is- here's your renewal quote based on last years application, any changes in the account since last year? Is it the same underlying schedule?) Fax it back with your request to bind and updated loss runs. Then place a check in an envelope and get to us within 10 days. That's it you are renewed. (Subject to review by the underwriting department to verify no changes in risk since quoting). We will deliver you a ten-day binder upon receipt of a request to bind (Subject to review by the underwriting department to verify no changes in risk since quoting).