Preferred Property Program® -- Risk Purchasing Group & Umbrella Liability Products for Apartment Complexes

We offer a product for Apartment complexes only. We are offering a $5,000,000, $10,000,000, $15,000,000, & $25,000,000 limit also written through Zurich North America for very competitive pricing. Most Garden style apartment complexes and high-rise complexes will qualify to join our membership program.

Underlying Insurance Requirements:

Best's Rating A-VII or better

General Liability: Follows Form
$1,000,000 Per Occurrence
$1,000,000 Personal & Advertising Injury
$1,000,000 Products/Completed Operations/Aggregate
$2,000,000 General Aggregate Per Location
$1,000,000 Liquor Law (where applicable)
$1,000,000 Employee Benefit Liability

Automobile: $1,000,000 Auto Liability BI/PD Combined Single Limit for all autos

Employers Liability: All States
$500,000 Each Accident
$500,000 Each Disease/Employee
$500,000 Each Disease/Policy Limit

Employee Benefit Liability: $1,000,0000 Per Occurrence and Aggregate

Program Highlights

Following Form Named Insured
Following Form General Liability
Following Form Liquor Liability
Following Form Automobile
Following Form Employers Liability
Absolute Pollution Exclusion
Following Form Employee Benefits Liability
Following Form Personal Injury
Following Form Aggregate Per Location
NJ State Amendatory
$10,000 Coverage B Self Insured Retention
Certified Act of Terrorism Retained Amount Provisions -Coverage B
Disclosure of Terrorism

For a SECURE online application for
Apartment Buildings,
please make a selection below:

Apartment Online Application

Our online quote forms are on a SECURE SERVER, and any information provided by a consumer or customer
via our online forms WILL be held in the strictest confidence. No information will be shared with others.