Preferred Property Program

Office Hours

 

OUR NORMAL OFFICE HOURS ARE MONDAY THROUGH FRIDAY FROM 9:00 AM TO 4:30 PM E.S.T.

 

Please Note: All of our offices will be closing at 11:30 AM on Friday, December 13th for our annual Employee Holiday Party.  We will reopen on Monday, December 16th.


Cyber

Introducing one of the Broadest Cyber Coverages on the Market

 

Our policy offers 1st Party coverage for:

Cyber Incident Response: $1,000,000 each and every claim for:
Incident Response Cost, Legal and Regulatory Costs, IT Security & Forensic Costs, Crisis Communications Costs, Privacy Breach Management Cost and Third Party Breach Management Costs, $50, 000 each and every claim for Post Remediation Cost.
Cyber Crime:

 $250,000 each and every claim for:
Funds Transfer Fraud (insured’s bank account), Theft of Funds Held in Escrow (customers’ money in transit), Theft of Personal Funds (SEO bank accounts), Corporate Identity Theft, Telephone Hacking, Unauthorized Use of Computer Resources, $50,000 for Push Payment Fraud and $1Million for Extortion.

System Damage & Business Interruption: $1,000,000 each & every claim for:
System Damage and Rectification Cost, Income Loss and Extra Expense, Dependent Business Interruption, Consequential Reputational Harm and Hardware Replacement Costs. $100,000 for Additional Extra Expense and $25,000 for Claim Preparation costs.
3rd Party coverage for:
Network Security & Privacy Liability
$1,000,000 in the agg. including costs & expenses for:
Network Security Liability, Privacy Liability, Management Liability, Regulatory Fines, and PCI Fines, Penalties & Assessments
Media Liability: $1,000,000 in the agg. including costs & expenses for:
Defamation, Intellectual Property Rights Infringement

Technology E & O:

Court Attendance:

$1,000,000 in the agg. including costs & expenses

$100,000 in the aggregate - $0 deductible

Key reasons to consider this valuable coverage for your insureds:

  • Cyber crime is the fastest growing crime in the world, but most attacks are not covered by standard property or crime insurance policies.
  • Systems are critical to operating your day to day business but their downtime is not covered by standard business interruption insurance.
  • Data is one of your most important assets yet it is not covered by standard property insurance policies.
  • Third party data is valuable and you can be held liable if you lose it. Retailers face severe penalties if they lose credit card data.
  • Complying with breach notification laws costs time and money. Your reputation is your number one asset, so why not insure it? Social media usage is at an all-time high and claims are on the rise.
  • Portable devices increases the risk of a loss or theft.
  • It's not just big businesses being targeted by hackers, but lots of small ones too.

Click to receive a quote and bind

 

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